Hardship can affect members and their families in different ways. SAMF is here to offer immediate practical and financial support that is tailored to your individual circumstances.

This may include:

• Help with unexpected expenses during times of financial hardship.
• Financial assistance for the expenses of further education, particularly medical degrees.
• Retraining expenses for those who need to take a new career path, or who have had an enforced break through illness etc.
• Help towards home improvements and disability adaptations, where these are not covered by State Benefits.
• Referral to our money advisor for help with budgeting and rearranging expenditure and debts.
• Vouchers for household expenses where there is a temporary reduction in income that leads to difficulty in covering costs.
• Help with the expenses of courses and examinations to enable those in financial difficulty to progress in their career.